At But First Fire ("we," "us," or "our"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website at butfirstfire.com (the "Service").
Key Point: We store your financial planning data securely to provide you with personalized FIRE tracking. We do not connect to your bank accounts, and we never store your banking passwords or credentials.
1. Information We Collect
1.1 Account Information
When you create an account, we collect:
- Email Address: Used for account login and communications
- Password: Securely hashed and stored by our authentication provider (Supabase). We never have access to your plain-text password.
1.2 Financial Planning Data
To provide our FIRE planning services, we collect and store the following information you enter:
- Income Information: Salary, employment income
- Expense Information: Monthly expenses and budgets
- Portfolio Data: Investment holdings, dividend stocks, portfolio values
- Real Estate Information: Property details, rental income, mortgage information
- Savings Information: Savings accounts, retirement accounts
- Goals: Your FIRE targets and financial milestones
Important: We do not connect to your bank accounts or financial institutions. All data is manually entered by you.
1.3 Information Collected Automatically
When you visit our website, we may collect:
- Usage Data: Pages visited, time spent, referring URLs
- Device Information: Browser type, operating system, device type
- IP Address: For security and analytics purposes
1.4 Waitlist Information
If you join our waitlist without creating an account, we collect your email address to notify you of updates.
2. How We Store Your Data
Your data is stored securely using Supabase, a trusted database and authentication platform. We implement industry-standard security measures including:
- Encrypted data transmission (HTTPS/TLS)
- Secure password hashing
- Access controls and authentication
3. How We Use Your Information
We use the information we collect to:
- Provide personalized FIRE calculations and projections
- Track your progress toward financial independence
- Generate AI-powered tips and recommendations based on your financial data
- Sync your data across devices when you're logged in
- Send you updates if you've subscribed to our waitlist
- Respond to your inquiries and support requests
- Improve our Service
4. Data Retention
We retain your financial planning data for as long as you maintain an active account with us. If you delete your account, we will delete your data within 30 days, except where we are required to retain it for legal purposes.
5. Cookies and Tracking Technologies
5.1 Essential Cookies
We use essential cookies for authentication and to ensure the Service functions properly.
5.2 Analytics
We may use third-party analytics services to understand how visitors use our site. These services may use cookies to collect anonymous usage data.
6. Third-Party Services
Our Service integrates with the following third-party services:
- Supabase: For secure data storage and user authentication.
- Financial Modeling Prep API: To fetch real-time dividend yield data for stocks. We send ticker symbols to this service but no personal information.
- OpenAI: For AI-powered financial tips. Your financial context (income, expenses, goals) may be shared with OpenAI to generate personalized recommendations. We do not send your email or account credentials to OpenAI.
7. Data Security
We implement appropriate technical and organizational measures to protect the information we collect, including:
- Encryption of data in transit and at rest
- Regular security assessments
- Limited access to personal data
However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
8. Your Rights
You have the right to:
- Access: Request a copy of the data we hold about you
- Correct: Update or correct your personal information
- Delete: Request deletion of your account and all associated data
- Export: Request a portable copy of your data
- Opt Out: Unsubscribe from marketing communications
To exercise any of these rights, please contact us at butfirstfire@gmail.com.
9. Children's Privacy
Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
11. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Email: butfirstfire@gmail.com